REGULAR SAVINGS

• $100 minimum deposit to open
  
• $300 minimum daily balance to avoid service charge
  
• $3 monthly service charge if balance drops below $300
  
• Interest compounded daily on average collected balance and credited quarterly
  
• Allows 3 withdrawals per month
  
• $1 per withdrawal in excess of 3 per month
  
• Quarterly statements

FEDERAL RESERVE BOARD REGULATION D LIMITS TRANSFERS FROM A SAVINGS ACCOUNT TO ANOTHER ACCOUNT OR TO THIRD PARTIES BY PREAUTHORIZED, AUTOMATIC, OR TELEPHONE TRANSFERS TO 6 PER STATEMENT CYCLE WITH NO MORE THAN 6 BY CHECK, DRAFT, OR SIMILAR ORDER TO THIRD PARTIES.

KID SAVERS

If you are under 18 years of age this account is for you:

• $25 minimum deposit to open
  
• No minimum balance required
  
• Interest compounded daily on average collected balance and credited quarterly
  
• Allows 3 withdrawals per month
  
• $1 per withdrawal in excess of 3 per month
  
• Quarterly statements  
  

FEDERAL RESERVE BOARD REGULATION D LIMITS TRANSFERS FROM A SAVINGS ACCOUNT TO ANOTHER ACCOUNT OR TO THIRD PARTIES BY PREAUTHORIZED, AUTOMATIC, OR TELEPHONE TRANSFERS TO 6 PER STATEMENT CYCLE WITH NO MORE THAN 6 BY CHECK, DRAFT, OR SIMILAR ORDER TO THIRD PARTIES.

MONEY MARKET

• $1,500 minimum deposit to open
  
• $1,500 minimum daily balance to avoid monthly service charge
  
• $10 monthly service charge if balance drops below $1,500
  
• Tiered Interest Rate
• Interest compounded daily on average collected balance and credited monthly
  
• Allows 6 withdrawals per statement cycle
  
• $5 per withdrawal in excess of 6 per statement cycle

FEDERAL RESERVE BOARD REGULATION D LIMITS TRANSFERS FROM A MONEY MARKET ACCOUNT TO ANOTHER ACCOUNT OR TO THIRD PARTIES BY PREAUTHORIZED, AUTOMATIC, OR TELEPHONE TRANSFERS TO 6 PER STATEMENT CYCLE WITH NO MORE THAN 6 BY CHECK, DRAFT, OR SIMILAR ORDER TO THIRD PARTIES.

MONEY MARKET PLUS

• $25,000 minimum deposit to open
  
• $25,000 minimum daily balance to avoid monthly service charge
  
• $15 monthly service charge if balance drops below $25,000
  
• Tiered Interest Rate
  
• Interest compounded daily on average collected balance and credited monthly.
  
• Allows 6 withdrawals per statement cycle
  
• $5 per withdrawal in excess of 6 per statement cycle
  

FEDERAL RESERVE BOARD REGULATION D LIMITS TRANSFERS FROM A MONEY MARKET PLUS ACCOUNT TO ANOTHER ACCOUNT OR TO THIRD PARTIES BY PREAUTHORIZED, AUTOMATIC, OR TELEPHONE TRANSFERS TO 6 PER STATEMENT CYCLE WITH NO MORE THAN 6 BY CHECK, DRAFT, OR SIMILAR ORDER TO THIRD PARTIES.

CERTIFICATES OF DEPOSIT

We offer a variety of certificates of deposit at market rates to meet your financial needs. Simply choose the maturity and we’ll pay you a competitive market interest rate based on the maturity and the amount you invest. Contact one of our customer service representatives for information on how you can maximize the return on your investment.